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  • Writer's pictureKurtney Noonan


“The two most joyous times of the year are Christmas morning and the end of school.” - Alice Cooper

'Tis the season to feel JOY and that is what the Feds created this week when they held its key interest rate steady for the 3rd straight time and set the table for multiple cuts to come in 2024 and beyond. This keeps the benchmark overnight borrowing rate in a targeted range between 5.25%-5.5% and members penciled in at least 3 rate cuts in 2024, after 11 hikes since 2022, assuming quarter percentage point increments, less than market pricing of four, but more aggressive than what officials had previously indicated. (CNBC)

Now it’s time to do some holiday shopping and the choices are seemingly endless for your significant other, parent, mother or father-in-law, best friend, or the extra-choosy family member who already has everything during your white elephant gift exchange. 

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