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01

03  /  19  /  2021

TIMING

Every day I am asked what my thoughts are about timing our current real estate market. Good time or bad time, Americans have been buying homes and refinancing at record-breaking speeds over the last year. Black Knight reports that mortgage originations broke all records in 2020, with a volume of $4.3 trillion. The refinance portion was record-setting too at $2.8 trillion. The $1.5 trillion in purchase mortgages wasn’t a record, but it was the highest volume since 2005. The fourth quarter of the year also made history with $1.3 trillion in total originations and new quarterly records for both categories of new loans.

02

03  /  05  /  2021

EVOLUTION
Economists on and off Wall Street say homeownership is the primary means by which Americans accumulate wealth. Home equity allows Americans to pay for college and cover medical expenses without going deep into debt, fund retirement, and pass on wealth to the next generation. (WSJ) We are constantly evolving and the evolution of business can be cruel, especially when it is accelerated at a rapid pace. I was reading about the Lord & Taylor building on Fifth Avenue in Manhattan and how well it demonstrates the evolution of real estate and business.

03

02  /  19  /  2021

CHEERS TO THE OX
Happy Lunar New Year and cheers to the Year of the Ox! The Ox, in Chinese culture, is a hardworking zodiac sign and usually signifies movement. Hopefully, we will see lots of positive movement in 2021! If you were born in 1925, 1937, 1949, 1961, 1973 (that’s my birth year), 1985, 1997, 2009, or 2021 then you're an Ox. According to Asian folklore, people born in the Year of the Ox are strong, reliable, fair, conscientious, and inspire confidence in others. Cheers to the Ox and a strong inspiring year ahead!
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1953 San Elijo Avenue, Cardiff, 92007 

Tel 619-508-5878, Email kurtney@compass.com

© 2021 by Kurtney Noonan

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Compass is a real estate broker licensed by the State of California and abides by Equal Housing Opportunity laws. License Number [01527365]. All material presented herein is intended for informational purposes only. Information is compiled from sources deemed reliable but is subject to errors, omissions, changes in price, condition, sale or withdrawal without notice. No statement is made as to accuracy of any description. All measurements and square footages are approximate. This is not intended to solicit property already listed. Nothing herein shall be construed as legal, accounting or other professional advice outside the realm of real estate brokerages.